While I’m always looking for products that can be used in multiple ways to get the most of my dollars, I’m also looking to spend the least amount that I can. This is particularly true when it comes to parties, but applies to every day life as well. I’m Here are some of my favorite easy ways to save money.
This one is so easy and I kick myself for not using it sooner. Ebates offers cash back and other deals for shopping online at a looong list of stores. If you’re going to buy it anyway, might as well get a discount, right? Notable stores include:
- Macy’s – great for wedding gifts!
- Amazon (specific categories)
- Home Depot
I highly recommend installing the browser button. The traditional way of using Ebates is to go to the website then link through to the store you want to shop. My problem with that, and why I didn’t use it consistently, is that I always forget that extra step. The button plugin enables a little pop up whenever you go to a site that has an Ebates deal. It also adds a line in search results telling you which of the sites have cash back or another deal. I’ve earned almost $100 in the last five months since installing the button. It’s like finding $20 in my pocket every time a check comes in the mail. Ebates also has mobile apps if you’re more of a phone or tablet shopper.
*The link above is my referral link, meaning I will receive a small bonus for you signing up through my link at no cost to you. I only recommend things that I would recommend to my friends and family regardless of any referral benefits.
I love Subscribe and Save. It’s my Costco. Basically you choose a date for a monthly shipment (mine happens to be the 1st so I remember), “subscribe” to products at the interval of your choosing which can always be altered (I use it for everything from dog food to cleaning supplies to snacks to diapers), save 5% off of your total order or 15% if you have at least 5 products in your order. I mostly use it for items that we use regularly, but I also use it for parties and holidays. It takes a little more advance planning but 15% off is worth it.
By no means is this financial advice. I’m usually an advocate of a minimal number of credit cards. However, if you’re a heavy Amazon user like I am, this card may be worth looking into. If you are approved for Amazon’s Store Card and have Prime, you’ll be upgraded to the Prime Store Card. The benefit: 5% back on everything you buy at Amazon.com (read the fine print on this). It’s automatically applied to your statement as a credit so you don’t have to remember to redeem it, wait to meet a certain threshold, or anything like that. It’s my default payment so I earn 5% back on top of my 15% Subscribe and Save discount, plus 5% back on all of the other odds and ends that I buy.
This Snip Snap is the new coupon binder. Take a picture of a coupon and the app stores it so you don’t have to remember to carry it with you. You can also search coupons that other people have shared, which is what I mainly use it for. I have this on my phone with alerts enabled so I’ll get a notification if I’m at a store that has a coupon available. I’ll also search for coupons while I’m waiting in line.
If you find yourself shopping fairly regularly at a particular store, download its app. Many times coupons will be available that you can pull up quickly to save a few extra dollars. I do this with Michaels so I always have their 40% off coupon with me. Target’s Cartwheel app is another good one for grabbing savings on the go.
What are some of your favorite tricks to stretching your budget? Are there specific stores that you like to shop because of their rewards or deals?